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Ramsdens: More Than Just a Pawnbroker
Ramsdens is a British shop that sells new and second-hand jewellery and electronic devices such as mobile phones and tablets. Customers looking to make cash from their belongings most often sell these items to the company. Ramsdens also offers travel money, fast cheque cashing, and pawnbroking loans.
The company has branches across the UK and offers many of its services and products to customers online.
Ramsdens has over 160 shops in the UK, including in London, Liverpool, and Manchester. Shops are mainly situated on high streets in major towns and cities.
Ramsden opening times vary by location, but they generally run from 9 am to 5 pm, Monday through Saturday. Most are closed on Sundays. Hours also vary by location and during public holidays like Christmas, New Year’s, and Easter. To find a Ramsden near you that’s open today, use the store locator on our platform.
When finding a location on the street, try to spot their logo and storefront. Their deep green storefronts feature a gold circle with three circles inside. Each circle hold a symbol: pound (£), euro (€), and a diamond, reflecting the services they offer. Next to the logo is the name “RAMSDENS” in all caps and white lettering. Most often, there is a subtext: “Travel money - We buy Gold - Pawn brokers”.
The company is mainly known for its pawnbroking services, but here are some other facts you might not know:
- Due to the nature of the business, all employees need to be trained in anti-bribery and corruption to ensure the company stays ethical.
- They have a long-time sponsorship history with Middlesbrough Football Club.
- During 2017/18, they had an impressive profit of £39.9 million, mainly from increased gold prices and people purchasing travel money.
- They offer their staff a matched charity fundraising scheme, raising money in their local community.
- As they deal a lot in foreign jewellery supplies, they also employ a zero-tolerance policy for slavery and human trafficking. This ensures that all their suppliers treat their employees fairly.
They are perhaps best known for their pawnbroking services, where the company can offer a short-term loan guaranteed against jewellery—usually gold, silver, or diamond—or selected electronic products. They will then keep the item until you have paid back the loan amount. Items that are not repaid will be sold in the shop.
The company also offers to buy pieces of jewellery from the public. These are usually gold or silver items, and prices are quoted based on the weight of the metal involved. They will also accept broken and non-hallmarked jewellery.
In addition to buying jewellery, the stores offer a range of new and second-hand jewellery items for sale. These items can be sold on zero per cent interest-free credit and come with a 12-month guarantee. There are also selected mobile phones and tablets for sale within the shop.
They are also popular with holidaymakers looking to purchase foreign currency. The company works on a zero-percent commission and offers some of the best rates around. There’s even a prepaid card that can be used abroad, which is especially good for those who don’t like carrying too much cash.
Ramsdens stores first appeared in the 1980s, and the headquarters are currently in Middlesbrough. They previously sponsored the local football team. It wasn’t until 2009 that the company really started growing in strength; however, a fall in gold prices dampened that success in subsequent years.
In 2014, the company started a new business strategy, deciding to focus on building profits through investment in foreign currency and jewellery. The idea was that if any market fell, the company had enough other investments to remain profitable. This has worked well for the company, which has shown an increase in profits in recent years.
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